Impact Reports & eBooks

Your guide to selecting the right EWA provider for your business
Your Guide To Selecting The Right EWA Provider For Your Business

Considering Earned Wage Access (EWA) but don’t know where to start? We’ve put together this concise eBook with everything you need to know when choosing an EWA provider.

Impact Report 2024 | User Insights
Impact Report 2024 | User Insights

This insightful report by 60 Decibels reveals how Paymenow users in South Africa are benefiting from its services, with a focus on improved financial wellbeing and positive employer perception. Based on interviews with 362 users, the report highlights that 9 out of 10 users report enhanced quality of life, reduced stress, and better financial stability.

Impact Report 2024 | Employer Insights
Impact Report 2024 | Employer Insights

This report by 60 Decibels provides a comprehensive analysis of Paymenow's impact on employers in South Africa. Through 44 phone interviews, the study explores how Paymenow services influence business profiles, enhance employee productivity, and alleviate financial concerns. Employers appreciate the ease of payroll administration, security of data, and user-friendly platform. With high satisfaction levels and notable NPS, the report reveals both the strengths and areas for growth, particularly in financial literacy support.

Money Matters In South Africa
Money Matters in South Africa: Financial (il)literacy and the inequality debate

One-third of wealth inequality is linked to low financial literacy. This eBook delves into the sorry state of financial education in South Africa and how FinTechs offer a solution.

Paymenow Impact Report 2023
Paymenow Impact Report – 2023

For the past three years we have engaged 60_decibels to conduct independent research into the impact of EWA on the lives of our customers and each year we see the positive impact that Paymenow has on people’s quality of life (94%), financial stress (67%) and improved financial independence (70%).

Earned Wage Access eBook - 2022
Empowering Financial Inclusion through Payments: Earned Wage Access eBook - 2022

Learn how Earned Wage Access (EWA) is becoming a mainstream tool for employers as a way to enable financial inclusion amongst their employee base.