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Inspired by people powered by technology

EWA Simplified, Workforce Wellbeing Amplified

A holistic HR solutions platform: financial education, earned wage access, payslips, savings, rewards, benefits and comms. Technical excellence, responsibly delivered.

500,000 +

Clients

Stressed Employees Can’t Give Their Best

Financial stress cripples productivity. It leads to mistakes, missed work and absconsion. Paymenow is the solution.

  • No business Costs
  • Non-credit Alternative
  • Debt relief and Support
  • Free Savings Account
  • No loans or Monthly Fees

download the app

All The Power Of Paymenow In Your Pocket

Why Did 100+ Clients Choose Paymenow?

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Africa’s leading EWA provider

5 years of experience onboarding some of Africa’s largest employers across several countries

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No cost, no barriers

No business costs, ever. We can integrate with any payroll and disperse funds to any bank account

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Secure and compliant

ISO-27001 certified and POPIA compliant

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Reduces debt

82% of users report lower debt levels and better credit scores

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24/7 support

Our dedicated WhatsApp support line handles all app queries, any time

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Better staff relationships

77% of users report an improved perception of employer

Here's how it works

The Paymenow Wellbeing Solution

Our financial wellbeing solution takes users on a journey to better financial standing.

  • Holistic Approach
  • Gamified Content
  • Curated By Experts
  • Constantly Updated
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Give Immediate Relief

Allow your staff to meet pressing needs without debt

  • Use already-earned wages instead of payday loans
  • Buy necessity vouchers at no fees
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Fix Their Foundation

Give your people the skills and guidance to build financial stability

  • Learn money management through gamified education
  • Track financial health with free credit checks
  • Get personalized support and financial guidance, toll-free
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Empower to Prosper

Enable long-term financial growth through saving and financial planning

  • Save in-app and earn interest
  • Grow wealth with smart financial tools
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The Numbers

As Africa's market-leading EWA provider, our expertise is built on a commitment to financial wellbeing. These numbers speak for themselves:

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5+

Years of experience

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100+

Clients

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5

Countries

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500,000+ 500k+

Active Users

The Financial Education Journey

Our team of experts created a financial education journey based on the core principles of personal financial management, and adapted to the South African context.

  • cash-flow management
  • financial planning
  • saving and investing
  • risk management

Our Impact

In our latest impact report study conducted by independent impact measurement company 60 Decibels, Paymenow achieved a Net Promoter Score of 75 – nearly double the average benchmark!

improved quality of life
90%
improved ability to save
73%
use Paymenow for transport at least twice a month
86%
report lower total debt levels
70%

“I no longer skip work due to a lack of transport money. I am always at work and on time.”

01

“Since I started using [Paymenow], I managed to pay all [of] my debts and get back to saving money”

02

“I no longer feel sick and stressed due to [finances]. It has also improved my relationship with my family.”

03

“Employees used to borrow each other money and end up fighting at work over it but now there a lot of peace”

04

our reviews

Here's What Users Say About Our App

"VERY VERY HELPFUL APP"

Sindisa George

"It is very easy to use, and important as I do not have to go anywhere else when I need money urgently."

Frans Makubela

"Very amazing it's like you have the office in ur hands, everything u need is there, no worries about abamashonisa who use to robbed us our money, u can also check credit score for free anytime"

Moses Jackson

"Best app ever. Very user-friendly"

Claudine Cupido

"very helpful app, employer well done."

Deborah Ntibane

"Best thing ever...very convenient instead of taking personal loans"

Luthando Nonduna

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google rating

4.5

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Apple Rating

4.1

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Huawei Rating

5.0

Employer Portal

Your People Your Business

Paymenow is your platform. You choose all access parameters, eligibility criteria and available products. Monitor usage via your dedicated employer portal and manage employees in real-time.

  • track live data
  • send notifications
  • send rewards
  • upload payslips
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"Paymenow has truly been a lifesaver for our employees, providing them with a seamless solution to bridge the financial gap when needed. The quick, hassle-free process and exceptional service have made it a standout feature in our benefits package."

Hestony Transport

"Paymenow is a prime example for the rest of the South African service industry on how to prioritise customer satisfaction."



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PICK 'N PAY Franchise

"They are always professional and willing to go the extra mile to ensure efficiency of the Paymenow service offering. The team's standards are extremely high and it is a pleasure doing business with you."

Bidvest Facilities Management